# Web checkout

> Scan-to-Pay, ad-hoc card payment through a hosted web page reached by a QR code at the charging station, with no terminal hardware.

Web checkout, or **Scan-to-Pay**, gives a driver ad-hoc card payment without a payment terminal on the charging station. A QR code or short station code sends the driver to a hosted web page where they pick a connector and pay by card. It is the software equivalent of an [on-station terminal](/docs/platform/payment-methods/on-station-terminals): the same regulated ad-hoc payment, with no hardware to install.

## How it works for the driver

The driver scans the code on the charging station, lands on the station's page, chooses the connector, and pays. Payment is handled in a hosted card form, so card details go straight to the payment provider and never touch the operator's or Road's systems. The form accepts a card, Apple Pay or Google Pay. It reserves an amount up front, the charge runs, and the exact cost is taken when the session ends, with a receipt shown afterwards.

Because there is no hardware, an operator can offer ad-hoc payment on stations that were never fitted with a terminal, which is often the quickest way to bring an existing fleet into line with the [ad-hoc payment rules](/docs/platform/payment-methods).

## Whitelabelling

The checkout page carries the operator's branding and runs in the driver's language, so it reads as part of the operator's own product rather than a Road page.

## How it settles

Payment is taken from the driver's card by the payment provider: an amount is reserved when the charge starts and the final cost is captured when it ends. The funds settle to the operator.